Top Business Insurance Options for Gas Stations with NAICS Code 4571

Top Business Insurance Options for Gas Stations with NAICS Code 4571

AllReading Time: 9 minutes

Gas station businesses face unique risks associated with storing and dispensing flammable fuels. This makes protecting the operation with adequate insurance critical. The top types of insurance gasoline station owners should consider include general liability, property, commercial auto, workers' compensation, business interruption insurance protects revenue during forced closures and additional coverages like commercial umbrella and cyber liability policies.

Key Takeaways General liability insurance protects against injuries on your property and lawsuits from accidents Property insurance covers damage to buildings, equipment and loss of business income Commercial auto insures business vehicles and their use Workers’...
Essential Business Insurance for Private Household Services with NAICS Code 8141

Essential Business Insurance for Private Household Services with NAICS Code 8141

AllReading Time: 8 minutes

There are several essential types of business insurance coverage that private household services businesses with NAICS Code 8141 should consider. These include general liability, commercial property, business interruption, commercial auto, professional liability, and cyber liability insurance. Each type of coverage provides important protection in different risk scenarios.

Key Takeaways General liability insurance protects against bodily injury and property damage claims from customers Commercial property insurance covers damage or loss to business property and structures Business interruption insurance provides funds if business...
Top Business Insurance Options for Miscellaneous Intermediation Services with NAICS Code 523910

Top Business Insurance Options for Miscellaneous Intermediation Services with NAICS Code 523910

AllReading Time: 11 minutes

Businesses providing miscellaneous intermediation services face a variety of risks that standard business insurance policies help mitigate. This article examines the top insurance options for companies in NAICS industry code 523910 to understand essential coverage types.

Key Takeaways General liability insurance protects against costs of accidental injuries and property damage claims. Professional liability insurance covers lawsuits from errors and omissions in work performed. Property insurance reimburses repair/replacement costs if...
Top Business Insurance Options for Architectural, Engineering and Consulting Firms (NAICS Code 5413)

Top Business Insurance Options for Architectural, Engineering and Consulting Firms (NAICS Code 5413)

AllReading Time: 7 minutes

As a business owner in the architecture, engineering, or consulting industry, it is important to understand the types of commercial insurance that can help protect your company's operations and finances from unexpected risks. This guide examines the top business insurance policies to consider for this industry.

Key Takeaways General liability insurance protects against third-party claims for injury or property damage. Professional liability/E&O insurance covers claims of negligence or faulty work. Workers’ compensation provides coverage for on-the-job injuries....
Key Business Insurance Needs for All Other Miscellaneous Crop Farming (NAICS 111998)

Key Business Insurance Needs for All Other Miscellaneous Crop Farming (NAICS 111998)

AllReading Time: 12 minutes

Agricultural businesses in the miscellaneous crop farming industry face various risks that standard business insurance policies do not fully address. This article examines the top insurance needs for farms operating under NAICS code 111998, which includes farming of specialty crops like ginseng, honey, maple sap and more. Understanding the key coverage types helps protect these operations financially against losses outside their control.

Key Takeaways General liability insurance protects against third-party injury and property damage claims. Property insurance covers costs to repair or replace buildings, equipment and crops after losses. Crop insurance protects income from losses due to natural...
Top Business Insurance Options for Building Equipment Contractors with NAICS Code 2382

Top Business Insurance Options for Building Equipment Contractors with NAICS Code 2382

AllReading Time: 9 minutes

As a building equipment contractor, it is crucial to protect your business from liability risks through adequate insurance coverage. Several types of insurance are especially important for contractors in this industry given the work environment and exposures involved.

Key Takeaways General liability insurance covers claims from injuries or property damage on job sites Commercial property insurance protects valuable business assets from losses Workers’ compensation fulfills legal obligations for injuries and provides group...