Top Business Insurance Types for Offices of Dentists (NAICS 6212)

Top Business Insurance Types for Offices of Dentists (NAICS 6212)

AllReading Time: 11 minutes

As a business owner in the dental industry, it is important to understand the types of insurance needed to protect both your business and patients. Dental practices face risks that require specialized coverage like professional liability as well as standard policies that provide protection for operations and employees.

Key Takeaways Consider professional liability insurance to protect against malpractice claims from patients Obtain general liability insurance to cover injuries to patients and others on premises Insure expensive dental equipment with equipment-specific coverage...
The Top 6 Business Insurance Policies for Dental Practices with NAICS Code 621210

The Top 6 Business Insurance Policies for Dental Practices with NAICS Code 621210

AllReading Time: 9 minutes

As a small business owner in the dental industry, it is important to understand the types of business insurance coverage needed to protect the practice, employees and patients. The top insurance policies all dental practices should consider include general liability, professional liability, property, workers compensation, commercial auto and business interruption coverage.

Key Takeaways General liability insurance protects against claims from patient injuries on premises Professional liability (malpractice) insurance covers costs of dental errors and negligence claims Property insurance protects the building and equipment from damage...
Top Business Insurances for Real Estate Activities with NAICS Code 5313

Top Business Insurances for Real Estate Activities with NAICS Code 5313

AllReading Time: 10 minutes

Businesses involved in real estate activities fall under NAICS code 5313 and face unique insurance risks due to the nature of their work. Several key types of commercial insurance policies can help protect these firms financially and limit liability exposure.

Key Takeaways Consider general liability insurance to protect against injuries on your properties. Get property insurance to cover damage to owned commercial real estate. Commercial auto insurance is essential if vehicles are used for operations. Workers’...
Top Business Insurance Needs for Insurance and Employee Benefits Funds Companies (NAICS 5251)

Top Business Insurance Needs for Insurance and Employee Benefits Funds Companies (NAICS 5251)

AllReading Time: 8 minutes

Businesses in the insurance and employee benefit funds industry face unique risks that require specialized insurance protections. As companies that provide advice, administer plans and handle sensitive client data, there are liabilities from potential mistakes or cyber incidents. This article covers the top types of business insurance important for this industry to manage risks.

Key Takeaways General liability insurance protects against third-party claims like injuries on premises. Professional liability covers errors and omissions lawsuits from giving negligent advice. Property and casualty covers property losses, business interruption and...
Top Business Insurances for Specialized Design Businesses in NAICS Code 541490

Top Business Insurances for Specialized Design Businesses in NAICS Code 541490

AllReading Time: 10 minutes

As a business in the specialized design services industry with NAICS code 541490, there are several key types of business insurance to consider to protect your operations and finances. This article explores the top insurances needed including general liability, professional liability, property, workers' compensation, commercial auto, cyber liability and business interruption coverage.

Key Takeaways General liability insurance protects against claims from injuries on your premises or faulty work Professional liability (errors & omissions) insurance covers lawsuits from errors and omissions in your work Property insurance protects valuable...
Top Business Insurance Policies for Nonresidential Building Construction Firms with NAICS Code 2362

Top Business Insurance Policies for Nonresidential Building Construction Firms with NAICS Code 2362

AllReading Time: 10 minutes

As a nonresidential construction business owner, it's important to understand the key risks your industry faces and purchase adequate insurance to protect your company. Some of the most common and important types of coverage for construction firms include general liability, commercial property, commercial auto, workers' compensation, umbrella, professional liability, cyber liability and environmental liability policies. This guide will outline the top benefits and uses of each.

Key Takeaways General liability insurance protects against lawsuits from injuries and property damage on job sites Commercial property insurance covers equipment, tools and materials from losses Commercial auto covers vehicles used for transportation of workers and...