Top Business Insurance Options for Landscaping Contractors with NAICS Code 561730

Top Business Insurance Options for Landscaping Contractors with NAICS Code 561730

AllReading Time: 8 minutes

As a landscaping contractor, it is crucial to have adequate insurance in place to protect your business operations and finances from unexpected risks and claims. Due to the nature of the outdoor work involving heavy equipment, vehicles and interactions with customers' properties, certain types of coverage should be prioritized based on your business activities and risk exposures. Having the appropriate insurance is also important to meet contractual obligations with clients.

Key Takeaways General liability insurance protects contractors from injuries and property damage claims that may occur on job sites. Commercial property insurance insures valuable equipment, tools and structures from theft, damage or natural disasters. Commercial auto...
Top Business Insurance Options for Facilities Support Services Businesses (NAICS Code 5612)

Top Business Insurance Options for Facilities Support Services Businesses (NAICS Code 5612)

AllReading Time: 12 minutes

As a business in the facilities support services industry, it is important to have adequate insurance protection in place. This industry faces risks like injuries to employees or customers on work sites as well as liability for damage to client properties. Several key types of insurance should be top of mind including general liability, workers' comp, commercial property/auto policies and professional liability coverage. Proper insurance can help limit financial risk and allow you to focus on your core business operations.

Key Takeaways General liability insurance protects against injuries and property damage on your premises Workers’ compensation covers medical costs and lost wages from on-the-job injuries Commercial property insurance protects buildings and equipment from losses...
Top Business Insurance Types for Shoe Retailers with NAICS Code 4582

Top Business Insurance Types for Shoe Retailers with NAICS Code 4582

AllReading Time: 10 minutes

Shoe retailers face various risks to their business from events outside of their control like natural disasters, vehicle accidents, cyber attacks and injuries. Having the right insurance coverage in place protects the financial well-being of the business. This article discusses the top business insurance types shoe retailers with NAICS code 4582 should consider.

Key Takeaways General liability insurance protects against lawsuits from customer injuries in stores or product defects. Property insurance covers damages to buildings, inventory, equipment from disasters like fire or floods. Commercial auto insurance protects company...
Top Business Insurance Options for Organizations in Professional, Labor, Political and Other Similar Industries (NAICS Code 8139)

Top Business Insurance Options for Organizations in Professional, Labor, Political and Other Similar Industries (NAICS Code 8139)

AllReading Time: 12 minutes

Businesses and organizations in industries like professional associations, labor unions, political advocacy groups and similar sectors face a variety of risks that require specialized insurance protection. This article examines the top insurance products these types of entities should consider to safeguard against liability claims, natural disasters, cyber threats, vehicle accidents and other risks.

Key Takeaways General liability insurance protects from third party claims like injuries on premises Property insurance reimburses for losses to building, equipment and inventory in disasters Workers’ compensation covers medical costs and lost wages for work...
Top Business Insurance Options for Cattle Ranching and Farming Businesses with NAICS Code 1121

Top Business Insurance Options for Cattle Ranching and Farming Businesses with NAICS Code 1121

AllReading Time: 11 minutes

Cattle ranching and farming businesses face various risks on a daily basis from operating machinery, handling livestock, weather events impacting crops/pastures that could threaten their financial stability and viability. Ensuring the right business insurance protections is crucial for these operations to provide protection against financial losses that could jeopardize business viability or prevent recovery after incidents. This article examines the key insurance options cattle ranchers and farmers should consider to protect their business from unexpected costs and maintain revenue streams.

Key Takeaways General liability insurance protects against lawsuits from injuries on your property or defects in products. Property insurance covers buildings, equipment, vehicles and protects your investment. Crop insurance provides protection against losses from...
Top Business Insurance Needs for Clothing and Apparel Retailers (NAICS Code: 458110)

Top Business Insurance Needs for Clothing and Apparel Retailers (NAICS Code: 458110)

AllReading Time: 12 minutes

As a clothing or apparel retailer, you face risks every day from customer injuries in your store to property damage from natural disasters. These risks could seriously impact your business financially without the right insurance protections. This guide examines the key business insurance policies clothing retailers should consider to be adequately covered.

Key Takeaways General liability insurance protects from lawsuits if a customer is injured in the store Commercial property insurance covers costs to repair or replace property damaged by fire, storms or other covered causes Commercial auto insurance protects legally...