Top Business Insurance Options for Specialty Contractors with NAICS Code 238990

Top Business Insurance Options for Specialty Contractors with NAICS Code 238990

AllReading Time: 12 minutes

As a specialty trade contractor operating in North America under industry code 238990, it's important to protect your business from a variety of risks through insurance. This article outlines the key insurance policies specialty contractors should consider to safeguard their operations, employees, assets and finances.

Key Takeaways General liability insurance protects contractors from third-party claims of injury or property damage Commercial property insurance covers losses from damage to buildings, equipment and protects income if a loss causes business interruptions...
Essential Business Insurance for Animal Food Manufacturing (NAICS 3111)

Essential Business Insurance for Animal Food Manufacturing (NAICS 3111)

AllReading Time: 11 minutes

As an essential industry, animal food manufacturing faces unique operational risks that require appropriate insurance coverage. Businesses in this sector manufacture feed for livestock and companion animals. This guide outlines the top types of commercial insurance animal food producers should consider to protect their operations from unexpected claims, liabilities, property damage and interruptions that could threaten financial stability.

Key Takeaways General liability insurance protects against costly product liability and negligence lawsuits Product liability insurance covers legal and medical costs if manufactured food causes harm Property insurance replaces equipment and facilities damaged by...
Essential Business Insurance for Beer, Wine, and Liquor Retailers with NAICS Code 4453

Essential Business Insurance for Beer, Wine, and Liquor Retailers with NAICS Code 4453

AllReading Time: 9 minutes

As a business owner in the beer, wine, and liquor retail industry, it is important to understand the types of risks your business faces on a daily basis and how to protect yourself financially. Maintaining adequate business insurance is crucial to limit liability and keep operations running smoothly in the event of unforeseen incidents. This guide covers the top insurance policies every retailer in this industry should consider.

Key Takeaways General liability insurance protects against lawsuits from injuries on your premises or issues with products sold. Liquor liability coverage defends against claims related to alcohol over-serving or sales to minors. Commercial property insurance protects...
Top Business Insurance Policies for Nonresidential Property Managers (NAICS Code 531312)

Top Business Insurance Policies for Nonresidential Property Managers (NAICS Code 531312)

AllReading Time: 11 minutes

As businesses that manage commercial properties, nonresidential property managers face unique risks that require tailored insurance protection. This overview examines key insurance policies recommended for this industry based on common exposures and estimated pricing models.

Key Takeaways General liability insurance is essential to protect against claims from injuries on managed properties. Commercial property insurance helps cover costs of repairs from damage to buildings and structures. Workers’ compensation is required by law to...
Top Business Insurance Needs for Specialty Food Retailers with NAICS Code 4452

Top Business Insurance Needs for Specialty Food Retailers with NAICS Code 4452

AllReading Time: 9 minutes

As a specialty food retailer, there are various risks your business faces on a daily basis that could result in costly lawsuits, fines or business interruptions without the proper insurance coverage. This article explores the top business insurance needs specialty food retailers should consider to protect their operations and finances.

Key Takeaways General liability insurance protects against injuries on premises and claims over defective products Property insurance covers damage to buildings, inventory and equipment from perils like fire and theft Products liability insurance protects against...
Top Business Insurances for Administrative and Management Consulting Services with NAICS Code 541611

Top Business Insurances for Administrative and Management Consulting Services with NAICS Code 541611

AllReading Time: 10 minutes

As an administrative or management consulting firm, it is important to have adequate business insurance in place to protect the company from common risks. Several types of coverage should be considered based on the nature of operations.

Key Takeaways General liability insurance protects against bodily injury and property damage claims Professional liability/E&O insurance covers errors and omissions claims from clients Commercial property insurance insures office contents and equipment from...