Top Business Insurance Coverage That Every Ambulatory Healthcare Business (NAICS 621999) Needs

Top Business Insurance Coverage That Every Ambulatory Healthcare Business (NAICS 621999) Needs

AllReading Time: 9 minutes

As a business in the ambulatory healthcare services industry, you face risks of lawsuits, accidents, theft or damage that could significantly impact your finances. It's crucial to have the right business insurance coverage in place to protect yourself from liability and ensure your operation remains viable even after unexpected incidents occur. The top insurances every ambulatory healthcare business should consider are:

Key Takeaways General liability insurance protects against lawsuits from injuries on your premises Professional liability/malpractice insurance covers claims from improper healthcare Commercial property insurance protects your building and equipment from damage...
Top Business Insurance Needs for Maintenance, Repair and Janitorial Services Contractors (NAICS 561790)

Top Business Insurance Needs for Maintenance, Repair and Janitorial Services Contractors (NAICS 561790)

AllReading Time: 9 minutes

Businesses providing maintenance, repair and janitorial services to buildings and dwellings often face a variety of risks in their daily operations. Whether performing repairs, cleaning services or routine maintenance work, contractors in this industry deal with risks of property damage, injuries, vehicle accidents and liability from their services. To protect their business and employees, obtaining the right insurance coverage is crucial. This article examines the key types of business insurance policies these contractors should consider.

Key Takeaways Consider general liability, commercial property, commercial auto, workers’ compensation and business interruption insurance policies Commercial umbrella insurance provides additional liability protection above primary policies Insurance needs and...
Essential Business Insurance Types for Fitness and Recreational Sports Centers (NAICS 713940)

Essential Business Insurance Types for Fitness and Recreational Sports Centers (NAICS 713940)

AllReading Time: 11 minutes

Fitness and recreational sports centers face various risks that require proper insurance coverage to protect their business operations and finances. These facilities inherently deal with physical activities that can lead to injuries. They also rely on buildings, equipment and vehicles as essential assets. Furthermore, they have employment and data privacy risks to consider. This guide outlines the top insurance types these businesses should maintain.

Key Takeaways General liability insurance protects the business if a customer is injured Commercial property insurance covers costs to repair buildings damaged by events like fires or storms Workers’ compensation covers medical expenses and lost wages for...
The Ultimate Guide to Essential Business Insurances for Other Specialty Trade Contractors (NAICS 2389)

The Ultimate Guide to Essential Business Insurances for Other Specialty Trade Contractors (NAICS 2389)

AllReading Time: 10 minutes

As a specialty trade contractor, properly insuring your business operations is crucial. A variety of risks are inherent in construction and contracting work like potential injuries on job sites, damage to customer properties, vehicle accidents, and liability exposures. By understanding the key business insurance policies that address these risks, contractors can make informed decisions to protect their livelihoods and balance sheets.

Key Takeaways General liability insurance protects against injuries, property damage and faulty work Commercial property coverage repairs or replaces buildings and equipment after losses Workers’ comp provides medical care and wages if employees are injured on...
Top Business Insurances for RV Parks and Recreational Camps (NAICS Code 7212)

Top Business Insurances for RV Parks and Recreational Camps (NAICS Code 7212)

AllReading Time: 12 minutes

RV parks and recreational camps face unique risks requiring tailored insurance solutions. This reference provides an overview of top options including general liability, property, business interruption, workers' comp, commercial auto and more. Understanding available coverage types helps businesses in this industry make informed choices to protect operations.

Key Takeaways Consider general liability insurance to protect from lawsuits over guest injuries on your property Obtain property insurance to cover costs of damage to buildings, equipment and loss of business income after insured events Evaluate business interruption...
The Top 7 Business Insurances Essential for Automotive Repair Shops with NAICS Code 811111

The Top 7 Business Insurances Essential for Automotive Repair Shops with NAICS Code 811111

AllReading Time: 9 minutes

As an automotive repair business owner, it is crucial to have the proper insurance coverage in place to protect your operation from a variety of risks. The nature of the work performed entails hazards of injury, vehicle damage, theft and more. This guide examines seven essential commercial insurance policies that every automotive repair shop owner should carry to safeguard their business.

Key Takeaways General liability insurance protects against injury and property damage claims from customers. Commercial property insurance covers losses and damages to buildings, tools, equipment and vehicles. Commercial auto insurance provides liability and physical...