Essential Business Insurances for Outpatient Care Centers (NAICS Code: 6214)

Essential Business Insurances for Outpatient Care Centers (NAICS Code: 6214)

AllReading Time: 12 minutes

As an outpatient care center, you face risks of lawsuits and property damage on a regular basis due to the nature of providing healthcare services. It is critical to have the proper types of business insurance in place to protect your finances, staff and ability to operate smoothly. This article covers the top insurances you should consider to manage risks as an outpatient care facility. As providers of healthcare, outpatient care centers also store sensitive patient data electronically, increasing risks of cybersecurity incidents and data breaches that insurance can help address.

Key Takeaways General liability insurance protects against lawsuits from patient injuries on premises Professional liability/medical malpractice insurance covers errors and omissions claims Property insurance protects buildings and equipment from disasters...
Top Business Insurance Options Essential for Waste Collection Companies with NAICS Code 5621

Top Business Insurance Options Essential for Waste Collection Companies with NAICS Code 5621

AllReading Time: 10 minutes

Waste collection companies face various risks daily that require strong insurance protections. As businesses handling waste materials and operating commercial vehicles, accidents and injuries can easily occur. The top insurances waste collectors need help shield them from financial losses in these situations and allow them to focus on serving customers.

Key Takeaways General liability insurance protects against third-party claims for injuries and property damage. Commercial auto insurance covers vehicles used for collection and transportation. Property insurance protects buildings, equipment and vehicles from losses....
Top Insurance Recommendations for Religious Organizations with NAICS Code 813110

Top Insurance Recommendations for Religious Organizations with NAICS Code 813110

AllReading Time: 11 minutes

Religious organizations face various risks related to their operations and activities that require special protection. This article covers the top types of business insurance religious organizations should consider to protect their assets, reduce risks of costly lawsuits, and ensure continued services.

Key Takeaways General liability insurance protects organizations from lawsuits related to injuries on premises and protects volunteers and employees from negligence claims. Property insurance covers repair costs after disasters like fire or storms and protects...
Top Business Insurance Types for Specialized Freight Trucking Companies with NAICS Code 4842

Top Business Insurance Types for Specialized Freight Trucking Companies with NAICS Code 4842

AllReading Time: 12 minutes

As a specialized freight trucking business operating commercial vehicles, you face various risks on the road every day that could lead to accidents, injuries, and lawsuits. Having the proper insurance coverage in place is essential to protect your business financially and legally. This guide outlines the top types of business insurance specialized freight trucking companies should consider based on their operating risks and industry requirements.

Key Takeaways General liability insurance protects against third-party claims for bodily injury and property damage. Commercial auto insurance covers vehicle fleets and liability from accidents. Workers’ compensation insurance provides benefits for employee...
Top Business Insurance Options for Building Finishing Contractors (NAICS 2383)

Top Business Insurance Options for Building Finishing Contractors (NAICS 2383)

AllReading Time: 11 minutes

As a building finishing contractor, properly insuring your business is crucial. This article examines the top insurance options contractors should consider including general liability, workers' compensation, commercial property, commercial auto, business owners policy and more. Understanding these coverage types can help protect a contractor's assets, income and reputation from unexpected events.

Key Takeaways General liability insurance protects against lawsuits from injuries on job sites or completed operations. Workers’ compensation insurance covers medical expenses and lost wages for work-related employee injuries. Commercial property insurance...
Top Business Insurance Options for Automotive Repair Shops with NAICS Code 8111

Top Business Insurance Options for Automotive Repair Shops with NAICS Code 8111

AllReading Time: 9 minutes

As an automotive repair business, it is important to protect your operations, assets and liability risks with the appropriate insurance policies. This article examines common types of coverage that shops should consider, including their key benefits and uses cases.

Key Takeaways General liability insurance protects against injury lawsuits and property damage claims Commercial property insurance covers losses to buildings, equipment and vehicles from disasters Workers’ compensation covers medical costs and lost wages for...